Electricity rates — ZIP 11550
A household in ZIP 11550 (Hempstead) using 1,000 kWh a month pays about $1,865.75 a year on the cheapest of 11 generally available plans — 195 (Residential Service Time-Of-Use) from Long Island Power Authority. Rates checked September 2, 2026.
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Every priced plan, 1,000 kWh/mo
| Plan | Per year | vs cheapest | Effective |
|---|---|---|---|
| 195 (Residential Service Time-Of-Use)✓ cheapesttime-of-use | $1,865.75 | — | 15.5¢ |
| 191 (Residential Service Time-Of-Use)time-of-use | $1,900.23 | +$34.48 | 15.8¢ |
| 193 (Residential Service Time-Of-Use)time-of-use | $1,907.68 | +$41.93 | 15.9¢ |
| 190 (Residential Service Time-Of-Use)time-of-use | $1,908.82 | +$43.07 | 15.9¢ |
| 192 (Residential Service Time-Of-Use)time-of-use | $1,911.52 | +$45.77 | 15.9¢ |
| 180/183/186 (Residential Service)time-of-use · tiered | $1,955.12 | +$89.37 | 16.3¢ |
| 191 (Residential Service Time-Of-Use)time-of-use | $3,454.72 | +$1,588.97 | 28.8¢ |
| 193 (Residential Service Time-Of-Use)time-of-use | $3,465.28 | +$1,599.53 | 28.9¢ |
| 190 (Residential Service Time-Of-Use)time-of-use | $3,466.38 | +$1,600.63 | 28.9¢ |
| 192 (Residential Service Time-Of-Use)time-of-use | $3,469.17 | +$1,603.42 | 28.9¢ |
| 180/183/186 (Residential Service)time-of-use · tiered | $3,512.72 | +$1,646.97 | 29.3¢ |
Cost across usage levels
The cheapest plan at each consumption level, showing whether the ranking holds as usage changes.
- 500 kWh/mo — cheapest $1,035.07 (195 (Residential Service Time-Of-Use)), dearest $1,842.68, a $807.61 spread
- 1,000 kWh/mo — cheapest $1,865.75 (195 (Residential Service Time-Of-Use)), dearest $3,512.72, a $1,646.97 spread
- 2,000 kWh/mo — cheapest $3,527.07 (195 (Residential Service Time-Of-Use)), dearest $6,852.68, a $3,325.61 spread
What a typical bill costs
At 1,000 kWh a month the 11 priceable plans here run from $1,865.75 on 195 (Residential Service Time-Of-Use) to $3,512.72 on 180/183/186 (Residential Service), with a median of $1,955.12.
The spread is $1,646.97 a year — about $137.25 a month for identical electricity.
Effective rates, bill divided by kilowatt-hours, span 15.5¢ to 29.3¢ per kWh at that usage.
How the answer changes with usage
195 (Residential Service Time-Of-Use) is cheapest at every level tested — $1,035.07 a year at 500 kWh a month, $3,527.07 at 2,000 kWh.
The penalty for a poor choice grows with usage: $807.61 a year at 500 kWh against $3,325.61 at 2,000 kWh.
Cheapest 6 plans at 1,000 kWh a month
195 (Residential Service Time-Of-Use) — $1,865.75 a year, 15.5¢ per kWh effective, time-of-use. It carries a $0.56 daily standing charge.
191 (Residential Service Time-Of-Use) — $1,900.23 a year, 15.8¢ per kWh effective, time-of-use. It carries a $16.80 monthly standing charge.
193 (Residential Service Time-Of-Use) — $1,907.68 a year, 15.9¢ per kWh effective, time-of-use. It carries a $16.80 monthly standing charge.
190 (Residential Service Time-Of-Use) — $1,908.82 a year, 15.9¢ per kWh effective, time-of-use. It carries a $16.80 monthly standing charge.
192 (Residential Service Time-Of-Use) — $1,911.52 a year, 15.9¢ per kWh effective, time-of-use. It carries a $16.80 monthly standing charge.
180/183/186 (Residential Service) — $1,955.12 a year, 16.3¢ per kWh effective, tiered and time-of-use. It carries a $16.80 monthly standing charge.
How these plans are structured
Of 11 priceable plans: 2 tiered, 11 time-of-use.
Every plan carries a $16.80 fixed monthly charge.
Who provides these plans
Every plan here comes from Long Island Power Authority — a limit of what has been indexed, not a claim that it is the only provider in ZIP 11550 (Hempstead).
The largest saving available here
Moving from 180/183/186 (Residential Service) to 195 (Residential Service Time-Of-Use) saves $1,646.97 a year at 1,000 kWh a month, with no change in consumption.
What this does not cover
Service territories do not follow ZIP boundaries. These are the plans found at the coordinate this ZIP was resolved from, not a verified list for every address in it.
11 of these plans price by hour. WattClear does not know which hours a household uses, so those estimates carry lower confidence and say so on the figure.
New to these terms? The methodology page explains tiered bands, time-of-use periods and fixed charges, and sets out exactly what the rate engine assumes.
Estimate — your actual bill may differ.
Tariff structures from NREL/OpenEI Utility Rate Database (CC0 1.0), retrieved September 2, 2026.
Location resolved through the US Census Bureau Geocoder (Public domain) at 40.7062, -73.6187.