Electricity rates — ZIP 97204
A household in ZIP 97204 (Portland) using 1,000 kWh a month pays about $1,494.31 a year on the cheapest of 4 generally available plans — Residential Time-Of-Use Service (Rate 7-TOU) from Portland General Electric Co. Rates checked September 2, 2026. A further 4 schedules are published but restricted — means-tested, closed to new customers, or needing particular equipment — and they are priced further down.
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Every priced plan, 1,000 kWh/mo
| Plan | Per year | vs cheapest | Effective |
|---|---|---|---|
| Residential Electric Vehicle TOU Option (Rate 7-EV)time-of-use · needs an electric vehicle | $551.93 | −$942.38 | 4.6¢ |
| Residential Electric Vehicle TOU Option (Rate 7-EV)time-of-use · tiered · needs an electric vehicle | $1,263.15 | −$231.16 | 10.5¢ |
| Residential Time-Of-Use Service (Rate 7-TOU)✓ cheapesttime-of-use · tiered | $1,494.31 | — | 12.5¢ |
| Residential Time-Of-Use Service (Rate 7- TOU or EV)time-of-use · tiered · needs an electric vehicle | $1,956.29 | +$461.98 | 16.3¢ |
| Residential Service (Rate 7)tiered | $2,064.72 | +$570.41 | 17.2¢ |
| Residential Time-Of-Use Service (Rate 7-TOU of EV)time-of-use · tiered · needs an electric vehicle | $2,347.92 | +$853.61 | 19.6¢ |
| Residential Service (Rate 7)tiered | $2,393.52 | +$899.21 | 19.9¢ |
| Residential Service (Rate 7)tiered | $2,489.52 | +$995.21 | 20.7¢ |
Cost across usage levels
The cheapest plan at each consumption level, showing whether the ranking holds as usage changes.
- 500 kWh/mo — cheapest $817.30 (Residential Time-Of-Use Service (Rate 7-TOU)), dearest $1,342.92, a $525.62 spread
- 1,000 kWh/mo — cheapest $1,494.31 (Residential Time-Of-Use Service (Rate 7-TOU)), dearest $2,489.52, a $995.21 spread
- 2,000 kWh/mo — cheapest $2,863.12 (Residential Time-Of-Use Service (Rate 7-TOU)), dearest $4,782.72, a $1,919.60 spread
What a typical bill costs
At 1,000 kWh a month the 8 priceable plans here run from $1,494.31 on Residential Time-Of-Use Service (Rate 7-TOU) to $2,489.52 on Residential Service (Rate 7), with a median of $2,229.12.
The spread is $995.21 a year — about $82.93 a month for identical electricity.
Effective rates, bill divided by kilowatt-hours, span 12.5¢ to 20.7¢ per kWh at that usage.
How the answer changes with usage
Residential Time-Of-Use Service (Rate 7-TOU) is cheapest at every level tested — $817.30 a year at 500 kWh a month, $2,863.12 at 2,000 kWh.
The penalty for a poor choice grows with usage: $525.62 a year at 500 kWh against $1,919.60 at 2,000 kWh.
Cheapest 6 plans at 1,000 kWh a month
Residential Electric Vehicle TOU Option (Rate 7-EV) — $551.93 a year, 4.6¢ per kWh effective, time-of-use. It carries a $12.04 monthly standing charge.
Residential Electric Vehicle TOU Option (Rate 7-EV) — $1,263.15 a year, 10.5¢ per kWh effective, tiered and time-of-use. It carries a $12.04 monthly standing charge.
Residential Time-Of-Use Service (Rate 7-TOU) — $1,494.31 a year, 12.5¢ per kWh effective, tiered and time-of-use. It carries a $11.69 monthly standing charge.
Residential Time-Of-Use Service (Rate 7- TOU or EV) — $1,956.29 a year, 16.3¢ per kWh effective, tiered and time-of-use. It carries a $16.36 monthly standing charge.
Residential Service (Rate 7) — $2,064.72 a year, 17.2¢ per kWh effective, tiered. It carries a $16.36 monthly standing charge.
Residential Time-Of-Use Service (Rate 7-TOU of EV) — $2,347.92 a year, 19.6¢ per kWh effective, tiered and time-of-use. It carries a $16.36 monthly standing charge.
How these plans are structured
Of 8 priceable plans: 7 tiered, 5 time-of-use.
Fixed monthly charges run from $11.69 to $16.36.
Who provides these plans
Every plan here comes from Portland General Electric Co — a limit of what has been indexed, not a claim that it is the only provider in ZIP 97204 (Portland).
The largest saving available here
Moving from Residential Service (Rate 7) to Residential Time-Of-Use Service (Rate 7-TOU) saves $995.21 a year at 1,000 kWh a month, with no change in consumption.
What this does not cover
Service territories do not follow ZIP boundaries. These are the plans found at the coordinate this ZIP was resolved from, not a verified list for every address in it.
5 of these plans price by hour. WattClear does not know which hours a household uses, so those estimates carry lower confidence and say so on the figure.
New to these terms? The methodology page explains tiered bands, time-of-use periods and fixed charges, and sets out exactly what the rate engine assumes.
Estimate — your actual bill may differ.
Tariff structures from NREL/OpenEI Utility Rate Database (CC0 1.0), retrieved September 2, 2026.
Location resolved through the US Census Bureau Geocoder (Public domain) at 45.5152, -122.6784.