Rate Plan Comparator

Utilities publish several plans and rarely tell you which one suits your usage. This prices every plan they offer against the same consumption, and ranks the ones a household can actually move onto today, so the ranking reflects your household rather than a headline rate.

Not every utility. 1210 tariffs from 217 utilities, retrieved up to October 8, 2026. A utility missing here is one that has not been indexed yet.

Utility

Alphabetical. Utilities with no priceable plan are left out.

Your current plan (optional)

The plan name is on your bill. Choose it to see what moving to the cheapest open plan would save.

Electricity used each month

One number, or twelve separated by commas. Which plan wins often changes with the season, so a year of real figures is worth entering.

Sales or utility tax

Applied equally to every plan, so it shifts the totals but not the ranking.

Include fixed monthly charges

Worth turning off and on: a plan with a cheap rate and a high standing charge can win at high usage and lose at low usage.

Cheapest of 2 plans open to every household

$1,477.20a year

Schedule 1 (Residential Service - Single Phase, single family)

in effect since June 2025

The dearest of them costs $99.97 more a year at this usage — about $8.33 a month for the same electricity.

Plans open to every household, cheapest first

Annual cost of each plan open to every household at the entered consumption, cheapest first
Plan	Per year	vs cheapest	Effective	Confidence
Schedule 1 (Residential Service - Single Phase, single family)✓ cheapestpriced by season · tiered · in effect since June 2025	$1,477.20	—	13.7¢	High confidence
Schedule 1 TOU (Residential Service)time-of-use · in effect since January 2026	$1,577.17	+$99.97	14.6¢	Medium confidence

Restricted plans — priced, not ranked (9)

Means-tested, closed to new customers, needing particular equipment, or only part of a bill. Each is priced so a household that qualifies can compare it.

Annual cost of each restricted plan at the entered consumption
Plan	Per year	Effective	Confidence
Schedule 2 Optional Time of Day (Residential Service - Single Phase)time-of-use · in effect since June 2025 · an adder, not a whole price	$97.67	0.9¢	Medium confidence
Schedule 2 Optional Time of Day (Residential Service - Single Phase)time-of-use · in effect since June 2025 · an adder, not a whole price	$97.67	0.9¢	Medium confidence
Residential Service Electric Vehicle Time of Use (Experimental) Option 1time-of-use · in effect since March 2021 · experimental	$1,177.87	10.9¢	Medium confidence
Schedule 1 (Residential Service - Three Phase) [Transition Program for Customer Generators]priced by season · tiered · in effect since January 2018 · needs three-phase service	$1,239.29	11.5¢	High confidence
Schedule 1 (Residential Service - Three Phase)priced by season · tiered · in effect since March 2021 · needs three-phase service	$1,297.31	12.0¢	High confidence
Schedule 1 (Residential Service - Single Phase, multi family)priced by season · tiered · in effect since June 2025 · needs a multi-family or master-metered building	$1,417.20	13.1¢	High confidence
Schedule 1 (Residential Service - Three Phase, multi family)priced by season · tiered · in effect since June 2025 · needs a multi-family or master-metered building	$1,507.20	14.0¢	High confidence
Schedule 2E - Residential Service – Electric Vehicle Time-of-Use Pilot Option (Rate Option 1) all phasetime-of-use · in effect since June 2025 · pilot programme	$1,515.36	14.0¢	Medium confidence
Schedule 1 (Residential Service - Three Phase, single family)priced by season · tiered · in effect since June 2025 · needs three-phase service	$1,567.20	14.5¢	High confidence

Older schedules — priced, not ranked (1)

Open to any household on paper, but not a current price: in effect more than 3 years before the rates were checked, undated, or from a utility that no longer sells them.

Annual cost of each older schedule at the entered consumption
Plan	Per year	Effective	Confidence
Schedule 1 (Residential Service - Single Phase) [Transition Program for Customer Generators]priced by season · tiered · in effect since January 2018 · more than 3 years old when the rates were checked	$1,167.29	10.8¢	High confidence

How this was worked out5 assumptions, 2 that could move the total

Priced against the 2026 calendar. Weekday and weekend day counts differ between years, which moves the total on a time-of-use tariff.No effect on the total
Weekend rates are applied on Saturday and Sunday. URDB publishes no holiday calendar, so utilities that bill public holidays at weekend rates are not reflected.Effect unknown
Hours are local clock hours with no daylight-saving shift, matching how time-of-use periods are written in the tariff.No effect on the total
Monthly totals were spread evenly across every hour. This tariff prices every hour the same way, so the result is unaffected.No effect on the total
No sales or utility tax was applied. Most US jurisdictions add one, so a real bill will be higher.Real bill likely higher

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Estimate — your actual bill may differ.

Tariff data: NREL/OpenEI Utility Rate Database (CC0 1.0), retrieved October 8, 2026.

Indexed so far: 1210 tariffs from 217 utilities. Not every utility. Utilities are reached two ways: by probing population-centre coordinates in 18 states, and by fetching, by EIA number, the utilities that serve most of each state's homes according to EIA-861. A smaller utility outside both — many rural cooperatives and municipal utilities — will not appear here yet.