Electricity rates — New Jersey
A household in New Jersey using 1,000 kWh a month pays about $898.97 a year on the cheapest of 6 generally available plans — RS-TOU-3P - Residential TOU 3 Period Service from Public Service Elec & Gas Co. Rates checked September 2, 2026. A further 4 schedules are published but restricted — means-tested, closed to new customers, or needing particular equipment — and they are priced further down.
Not indexed. This page does not yet meet the site’s own publication threshold — covers the same tariffs as /utility/public-service-elec-gas-co; canonical points there. It is shown because the data behind it is real, not because it is complete.
Every priced plan, 1,000 kWh/mo
| Plan | Per year | vs cheapest | Effective |
|---|---|---|---|
| WHS - Water Heating Storage Serviceflat rate · needs electric heating | $279.72 | −$619.25 | 2.3¢ |
| RHS - Residential Heating Servicetime-of-use · tiered · needs electric heating | $878.72 | −$20.25 | 7.3¢ |
| RS-TOU-3P - Residential TOU 3 Period Service✓ cheapesttime-of-use | $898.97 | — | 7.5¢ |
| RS - Residential Servicetime-of-use · tiered | $939.64 | +$40.67 | 7.8¢ |
| WHS - Water Heating Storage Serviceflat rate · needs electric heating | $1,150.56 | +$251.59 | 9.6¢ |
| RLM - Residential Load Management (TOU)time-of-use | $1,196.02 | +$297.05 | 10.0¢ |
| RHS - Residential Heating Servicetime-of-use · tiered · needs electric heating | $2,624.16 | +$1,725.19 | 21.9¢ |
| RLM - Residential Load Management (TOU)time-of-use | $2,664.75 | +$1,765.78 | 22.2¢ |
| RS-TOU-3P - Residential TOU 3 Period Servicetime-of-use | $3,139.86 | +$2,240.89 | 26.2¢ |
| RS - Residential Servicetime-of-use · tiered | $3,326.48 | +$2,427.51 | 27.7¢ |
Cost across usage levels
The cheapest plan at each consumption level, showing whether the ranking holds as usage changes.
- 500 kWh/mo — cheapest $485.51 (RS-TOU-3P - Residential TOU 3 Period Service), dearest $1,688.52, a $1,203.01 spread
- 1,000 kWh/mo — cheapest $898.97 (RS-TOU-3P - Residential TOU 3 Period Service), dearest $3,326.48, a $2,427.51 spread
- 2,000 kWh/mo — cheapest $1,725.99 (RS-TOU-3P - Residential TOU 3 Period Service), dearest $6,613.20, a $4,887.21 spread
What a typical bill costs
At 1,000 kWh a month the 10 priceable plans here run from $898.97 on RS-TOU-3P - Residential TOU 3 Period Service to $3,326.48 on RS - Residential Service, with a median of $1,930.39.
The spread is $2,427.51 a year — about $202.29 a month for identical electricity.
Effective rates, bill divided by kilowatt-hours, span 7.5¢ to 27.7¢ per kWh at that usage.
How the answer changes with usage
RS-TOU-3P - Residential TOU 3 Period Service is cheapest at every level tested — $485.51 a year at 500 kWh a month, $1,725.99 at 2,000 kWh.
The penalty for a poor choice grows with usage: $1,203.01 a year at 500 kWh against $4,887.21 at 2,000 kWh.
Cheapest 6 plans at 1,000 kWh a month
WHS - Water Heating Storage Service — $279.72 a year, 2.3¢ per kWh effective, flat rate. It carries a $1.03 monthly standing charge.
RHS - Residential Heating Service — $878.72 a year, 7.3¢ per kWh effective, tiered and time-of-use. It carries a $6.00 monthly standing charge.
RS-TOU-3P - Residential TOU 3 Period Service — $898.97 a year, 7.5¢ per kWh effective, time-of-use. It carries a $6.00 monthly standing charge.
RS - Residential Service — $939.64 a year, 7.8¢ per kWh effective, tiered and time-of-use. It carries a $6.00 monthly standing charge.
WHS - Water Heating Storage Service — $1,150.56 a year, 9.6¢ per kWh effective, flat rate. It carries a $1.03 monthly standing charge.
RLM - Residential Load Management (TOU) — $1,196.02 a year, 10.0¢ per kWh effective, time-of-use. It carries a $13.94 monthly standing charge.
How these plans are structured
Of 10 priceable plans: 4 tiered, 8 time-of-use, 2 flat-rate.
Fixed monthly charges run from $1.03 to $13.94.
Who provides these plans
Every plan here comes from Public Service Elec & Gas Co — a limit of what has been indexed, not a claim that it is the only provider in New Jersey.
The largest saving available here
Moving from RS - Residential Service to RS-TOU-3P - Residential TOU 3 Period Service saves $2,427.51 a year at 1,000 kWh a month, with no change in consumption.
What this does not cover
Only one utility in New Jersey has been indexed so far, so the ranges above are not statewide. A household served by another provider will not find its plans here yet.
8 of these plans price by hour. WattClear does not know which hours a household uses, so those estimates carry lower confidence and say so on the figure.
New to these terms? The methodology page explains tiered bands, time-of-use periods and fixed charges, and sets out exactly what the rate engine assumes.
Estimate — your actual bill may differ.
Tariff structures from NREL/OpenEI Utility Rate Database (CC0 1.0), retrieved September 2, 2026.
Location resolved through the US Census Bureau Geocoder (Public domain) at 40.7357, -74.1724.