Electricity rates — DTE Electric
A household served by DTE Electric using 1,000 kWh a month pays about $1,908.21 a year on the cheapest of 5 generally available plans — Residential Time of Day (Retail Service) - D1.2 from DTE Electric, in effect since April 2026. Rates checked September 23, 2026. A further 24 restricted and 1 older schedules are priced further down but not ranked.
Cheapest 25 of 30 priced plans, 1,000 kWh/mo
| Plan | Per year | vs cheapest | Effective |
|---|---|---|---|
| RESIDENTIAL SERVICE RATE-(Retail Access Service)-D1 Low Income Rateflat rate · in effect since September 2017 · delivery charges only | $740.52 | −$1,167.69 | 6.2¢ |
| Residential Time of Day Retail Serviceflat rate · in effect since September 2017 · delivery charges only | $819.72 | −$1,088.49 | 6.8¢ |
| Water Heating Service Rate D5 (Delivery Charge Commercial)flat rate · in effect since April 2026 · delivery charges only | $884.16 | −$1,024.05 | 7.4¢ |
| Residential Time of Use Pilot 1 (Full Service)- D1-A (CLOSED RATE)flat rate · in effect since January 2025 · delivery charges only | $939.24 | −$968.97 | 7.8¢ |
| Residential Time of Use Pilot 2 (Full Service)- D1-B (CLOSED RATE)flat rate · in effect since January 2025 · delivery charges only | $939.24 | −$968.97 | 7.8¢ |
| Water Heating Service Rate D5 (Delivery Charge Residential)flat rate · in effect since April 2026 · delivery charges only | $1,250.88 | −$657.33 | 10.4¢ |
| Electric Vehicle Rate (Retail Service) - D1.9flat rate · in effect since April 2026 · delivery charges only | $1,306.56 | −$601.65 | 10.9¢ |
| Electric Vehicle Rate (Full Service) - D1.9flat rate · in effect since April 2026 · delivery charges only | $1,306.56 | −$601.65 | 10.9¢ |
| Water Heating Service Rate D5 Option 1 (Retail Service Commercial)flat rate · in effect since April 2026 · needs electric heating | $1,307.88 | −$600.33 | 10.9¢ |
| Residential Service Rate - (Full Service) - D1flat rate · in effect since April 2026 · delivery charges only | $1,390.68 | −$517.53 | 11.6¢ |
| Residential Service Rate - (Retail Access Service) - D1flat rate · in effect since April 2026 · delivery charges only | $1,390.68 | −$517.53 | 11.6¢ |
| Residential Time of Day (Full Service) - D1.2flat rate · in effect since April 2026 · delivery charges only | $1,399.80 | −$508.41 | 11.7¢ |
| Residential Time of Day (Retail Service) - D1.2flat rate · in effect since April 2026 · delivery charges only | $1,399.80 | −$508.41 | 11.7¢ |
| Residential Space Heating (Full Service)-D2flat rate · in effect since April 2026 · delivery charges only | $1,400.52 | −$507.69 | 11.7¢ |
| Residential Space Heating (Retail Service)-D2flat rate · in effect since April 2026 · delivery charges only | $1,400.52 | −$507.69 | 11.7¢ |
| Water Heating Service Rate D5 Option 1 (Full Service Commercial)flat rate · in effect since April 2026 · needs electric heating | $1,700.88 | −$207.33 | 14.2¢ |
| Water Heating Service Rate D5 Option 1 (Retail Service Residential)flat rate · in effect since April 2026 · needs electric heating | $1,709.52 | −$198.69 | 14.2¢ |
| Residential Space Heating (Retail Access)-D2priced by season · tiered · in effect since April 2026 · needs electric heating | $1,902.40 | −$5.81 | 15.9¢ |
| Residential Time of Day (Retail Service) - D1.2✓ cheapesttime-of-use · in effect since April 2026 | $1,908.21 | — | 15.9¢ |
| Electric Vehicle Rate (Retail Service) - D1.9time-of-use · in effect since April 2026 · delivery charges only | $1,989.13 | +$80.92 | 16.6¢ |
| Residential Time of Use Pilot 2 (Full Service)- D1-B (CLOSED RATE)time-of-use · in effect since January 2025 · closed to new customers | $2,010.90 | +$102.69 | 16.8¢ |
| Residential Time of Use Pilot 1 (Full Service)- D1-A (CLOSED RATE)time-of-use · in effect since January 2025 · closed to new customers | $2,020.87 | +$112.66 | 16.8¢ |
| Water Heating Service Rate D5 Option 1 (Full Service Residential)flat rate · in effect since April 2026 · needs electric heating | $2,078.88 | +$170.67 | 17.3¢ |
| RESIDENTIAL SERVICE RATE-(Full Service)-D1tiered · no start date · older schedule, not ranked | $2,145.33 | +$237.12 | 17.9¢ |
| Residential Service Rate - (Retail Access Service) - D1tiered · in effect since April 2026 | $2,152.32 | +$244.11 | 17.9¢ |
5 further schedules are published and priced but not listed here — mostly regional and seasonal variants of the plans above. The dearest of them costs $2,853.36 a year at this usage.
Cost across usage levels
The cheapest plan at each consumption level, showing whether the ranking holds as usage changes.
- 500 kWh/mo — cheapest $1,012.61 (Residential Time of Day (Retail Service) - D1.2), dearest $1,483.80, a $471.19 spread
- 1,000 kWh/mo — cheapest $1,908.21 (Residential Time of Day (Retail Service) - D1.2), dearest $2,853.36, a $945.15 spread
- 2,000 kWh/mo — cheapest $3,699.42 (Residential Time of Day (Retail Service) - D1.2), dearest $5,592.24, a $1,892.82 spread
What a typical bill costs
At 1,000 kWh a month the 5 generally available plans here run from $1,908.21 on Residential Time of Day (Retail Service) - D1.2 to $2,853.36 on Residential Service Rate - (Full Service) - D1, with a median of $2,554.69.
Effective rates, bill divided by kilowatt-hours, span 15.9¢ to 23.8¢ per kWh at that usage.
What DTE Electric's customers were billed in 2024
At 610 kWh a month, DTE Electric's median open plan comes to 21.9¢ per kWh, 9% above the 20.1¢ its customers were billed in 2024, riders included. Rates set since 2024 account for some of that.
| Ownership, as EIA classes it | Investor-owned |
|---|---|
| Full-service homes in Michigan | 2,067,758 |
| Homes it delivers to for other suppliers | 21 |
| Share of Michigan's households | 46% |
| Average use per home | 610 kWh a month |
| Average bill per home | $122.74 a month |
| Billed per kWh, riders included | 20.1¢ |
| Median open plan here, at that use | 21.9¢ |
DTE Electric Company in U.S. Energy Information Administration, Form EIA-861, 2024 (Sales_Ult_Cust_2024.xlsx), retrieved September 23, 2026.
How it compares
Among the 109 utilities indexed, DTE Electric's cheapest open plan is the 32nd-highest, 16% more than their median of $1,649.16. It sits between Indianapolis Power & Light Co ($1,876.32) and Consolidated Edison Co-NY Inc ($1,951.41).
No other utility indexed in Michigan has a cheaper open plan; the other one starts higher.
Its fixed charge, $9.75 a month on Residential Time of Day (Retail Service) - D1.2, is lower than on the cheapest plan of 87 of the other 108 utilities.
Residential Service Rate - (Retail Access Service) - D1 is tiered: past 17 kWh a month, each kWh costs 1.3¢ more. Of the 51 utilities whose plans step, that is the 19th-smallest step.
Residential Time of Day (Full Service) - D1.2 changes price with the season: a kWh costs 0.2¢ more in June to October than in November to May, and the same 1,000 kWh is billed $218.29 in its dearest month against $208.64 in its cheapest.
In the guides: What a bill costs before a single kilowatt-hour · The price that changes once the meter passes a line · The price that changes with the month
How the answer changes with usage
Residential Time of Day (Retail Service) - D1.2 is cheapest at every level tested — $1,012.61 a year at 500 kWh a month, $3,699.42 at 2,000 kWh.
The penalty for a poor choice grows with usage: $471.19 a year at 500 kWh against $1,892.82 at 2,000 kWh.
6 plans on file, at 1,000 kWh a month
RESIDENTIAL SERVICE RATE-(Retail Access Service)-D1 Low Income Rate — $740.52 a year, 6.2¢ per kWh effective, flat rate. It carries a $0.93 monthly standing charge. In effect since September 2017. Too old to quote as a current price.
Residential Time of Day Retail Service — $819.72 a year, 6.8¢ per kWh effective, flat rate. It carries a $8.43 monthly standing charge. In effect since September 2017. Too old to quote as a current price.
Water Heating Service Rate D5 (Delivery Charge Commercial) — $884.16 a year, 7.4¢ per kWh effective, flat rate. It carries a $3.20 monthly standing charge. In effect since April 2026. Restricted: delivery charges only.
Residential Time of Use Pilot 1 (Full Service)- D1-A (CLOSED RATE) — $939.24 a year, 7.8¢ per kWh effective, flat rate. It carries a $9.37 monthly standing charge. In effect since January 2025. Restricted: delivery charges only.
Residential Time of Use Pilot 2 (Full Service)- D1-B (CLOSED RATE) — $939.24 a year, 7.8¢ per kWh effective, flat rate. It carries a $9.37 monthly standing charge. In effect since January 2025. Restricted: delivery charges only.
Water Heating Service Rate D5 (Delivery Charge Residential) — $1,250.88 a year, 10.4¢ per kWh effective, flat rate. It carries a $3.20 monthly standing charge. In effect since April 2026. Restricted: delivery charges only.
How these plans are structured
Of 30 priceable plans: 5 tiered, 7 time-of-use, 2 priced by season, 18 flat-rate.
Fixed monthly charges run from $0.93 to $9.75.
Who provides these plans
EIA-861 lists DTE Electric serving homes in Michigan and in no other state, which is how its plans are placed there. 30 of its 30 published residential schedules can be priced.
The largest saving available here
Moving from Residential Service Rate - (Full Service) - D1 to Residential Time of Day (Retail Service) - D1.2 saves $945.15 a year at 1,000 kWh a month, with no change in consumption.
What this does not cover
7 of these plans price by the hour, so their figures are marked lower confidence.
New to these terms? The methodology page explains tiered bands, time-of-use periods and fixed charges, and sets out exactly what the rate engine assumes.
Estimate — your actual bill may differ.
Tariff structures from NREL/OpenEI Utility Rate Database (CC0 1.0), retrieved September 23, 2026.