WattClear

Electricity rates — Missouri

A household in Missouri using 1,000 kWh a month pays about $1,169.34 a year on the cheapest of 17 generally available plans — 1(M) Residential Ultimate Saver Service from Union Electric Co, in effect since October 2024. Rates checked September 23, 2026. A further 7 restricted and 8 older schedules are priced further down but not ranked.

Cheapest 25 of 32 priced plans, 1,000 kWh/mo

Annual cost of each published plan, 1,000 kWh/mo, cheapest first
PlanPer yearvs cheapestEffective
1(M) Residential Ultimate Saver Service✓ cheapestUnion Electric Cotime-of-use · demand charge · in effect since October 2024$1,169.349.7¢
ResidentialCity Utilities of Springfieldpriced by season · tiered · in effect since June 2018 · older schedule, not ranked$1,178.12+$8.789.8¢
Residential Heat Pump RateCity of Columbia, Missouri (Utility Company)priced by season · tiered · in effect since September 2018 · needs a heat pump$1,337.04+$167.7011.1¢
1(M) Residential Overnight Saver ServiceUnion Electric Cotime-of-use · in effect since October 2024$1,351.80+$182.4611.3¢
Residential Electric HeatingCity of Columbia, Missouri (Utility Company)priced by season · tiered · in effect since September 2018 · needs electric heating$1,368.88+$199.5411.4¢
1(M) Residential Grandfathered Optional TOD (Time Of Day)Union Electric Cotime-of-use · tiered · in effect since October 2024$1,380.85+$211.5111.5¢
Residential Time of Use - Two Period (RTOU-2)KCP&L Greater Missouri Operationstime-of-use · in effect since August 2025$1,387.35+$218.0111.6¢
Residential Service Time-of-Day-Frozen rate (GMO)KCP&L Greater Missouri Operationstime-of-use · in effect since March 2017 · older schedule, not ranked$1,399.13+$229.7911.7¢
Residential Electric RatesCity of Columbia, Missouri (Utility Company)priced by season · tiered · in effect since September 2018 · older schedule, not ranked$1,408.72+$239.3811.7¢
Separately Metered Electric Vehicle Time of Use (Schedule RTOU-EV)Kansas City Power & Light Co (Missouri)time-of-use · in effect since February 2026 · needs an electric vehicle$1,414.68+$245.3411.8¢
1(M) Residential Anytime Service RateUnion Electric Copriced by season · tiered · in effect since October 2024$1,436.00+$266.6612.0¢
Residential High Differential Time of Use (Schedule RTOU-3)Kansas City Power & Light Co (Missouri)time-of-use · in effect since February 2026$1,447.68+$278.3412.1¢
Residential Time of Use - Three PeriodKCP&L Greater Missouri Operationstime-of-use · in effect since August 2025$1,469.15+$299.8112.2¢
1(M) Residential Smart Saver ServiceUnion Electric Cotime-of-use · in effect since October 2024$1,480.57+$311.2312.3¢
Residential Time of Day Service - Schedule RTOD (FROZEN)Kansas City Power & Light Co (Missouri)time-of-use · in effect since April 2024$1,480.57+$311.2312.3¢
Residential Time of Use - Two Period (Schedule RTOU-2)Kansas City Power & Light Co (Missouri)time-of-use · in effect since February 2026$1,492.83+$323.4912.4¢
General Service Time-of-Day-Frozen (GMO)KCP&L Greater Missouri Operationstime-of-use · in effect since March 2017 · older schedule, not ranked$1,503.67+$334.3312.5¢
ResidentialCuivre River Electric Coop Inctiered · in effect since January 2025$1,522.50+$353.1612.7¢
Residential Service (GMO)KCP&L Greater Missouri Operationspriced by season · tiered · in effect since August 2025$1,522.64+$353.3012.7¢
Residential Service With Electric Space Heating (GMO)KCP&L Greater Missouri Operationspriced by season · tiered · in effect since August 2025 · needs electric heating$1,522.64+$353.3012.7¢
Residential Schedule R General Use & Space Heat - One Meter -1RS6A,1RFEBKansas City Power & Light Co (Missouri)priced by season · tiered · in effect since April 2017 · needs electric heating$1,550.56+$381.2212.9¢
Residential Schedule General Use 1RS1A, 1RSDA, 1RS1BKansas City Power & Light Co (Missouri)priced by season · tiered · in effect since February 2026$1,587.56+$418.2213.2¢
Residential Service (Schedule RG)Empire District Electric Co (Missouri)priced by season · tiered · in effect since December 2016 · older schedule, not ranked$1,592.08+$422.7413.3¢
Residential Schedule R General Use and Space Heat - 2 Meters - 1RS2A. 1RS3A. 1RW7A. 1RH1AKansas City Power & Light Co (Missouri)priced by season · tiered · in effect since February 2026 · needs electric heating$1,638.84+$469.5013.7¢
Residential All Electric Home ServiceCity of Independence, Missouri (Utility Company)priced by season · tiered · in effect since July 2012 · needs an all-electric home$1,641.30+$471.9613.7¢

7 further schedules are published and priced but not listed here — mostly regional and seasonal variants of the plans above. The dearest of them costs $2,087.12 a year at this usage.

Cost across usage levels

The cheapest plan at each consumption level, showing whether the ranking holds as usage changes.

  • 500 kWh/mo — cheapest $638.67 (1(M) Residential Ultimate Saver Service), dearest $1,115.52, a $476.85 spread
  • 1,000 kWh/mo — cheapest $1,169.34 (1(M) Residential Ultimate Saver Service), dearest $2,087.12, a $917.78 spread
  • 2,000 kWh/mo — cheapest $2,230.63 (1(M) Residential Ultimate Saver Service), dearest $4,030.24, a $1,799.61 spread

What a typical bill costs

At 1,000 kWh a month the 17 generally available plans here run from $1,169.34 on 1(M) Residential Ultimate Saver Service to $2,087.12 on Residential Other Use ROU, with a median of $1,480.57.

Effective rates, bill divided by kilowatt-hours, span 9.7¢ to 17.4¢ per kWh at that usage.

What households in Missouri pay, by EIA's count

Over the 12 months to June 2026, residential electricity in Missouri averaged 13.9¢ per kWh, the 12th-lowest of the 50 states and DC and 22% below the US average of 17.9¢. It sits between Kentucky (13.8¢) and Washington (14.0¢).

EIA lists 45 utilities serving homes in Missouri. By homes served, the largest 5 are Union Electric Co - (MO) (1,095,619), Evergy Missouri West (305,583), Evergy Metro (273,860), Empire District Electric Co (142,537), and City Utilities of Springfield - (MO) (105,029). Member-owned cooperatives supply about 22% and municipal utilities supply about 9% of its households.

Missouri homes used the most electricity in July and the least in April (2021–2025): a summer peak, 1.8 times the lightest month. August was the dearest month per kWh, 39% above January.

The utilities with a ranked plan on this page serve about 60% of Missouri's households: Union Electric Co (1,095,619), KCP&L Greater Missouri Operations (305,583), Kansas City Power & Light Co (Missouri) (273,860), Cuivre River Electric Coop Inc (72,974). Their median plan at 1,000 kWh a month works out to 12.3¢ per kWh, 11% below EIA's average, which is why this page compares that median with other states'.

EIA figures for Missouri
Average price, 12 months to June 202613.9¢
Among the 50 states and DC12 of 51, 1 = lowest
US average, same months17.9¢
Change on the 12 months before↑ +6.1%
Change over five years↑ +25.7% (US ↑ +34.7%)
Average price in 20017.0¢
Households, 20242,933,913
Average use per home1,001 kWh a month (US 872)
Average bill per home$129.18 a month (US $143.64)
Average residential price by year, 20012025
2001 Missouri: 7.0¢ to 13.5¢ US: 8.6¢ to 17.3¢2025
Every year’s figure
Average residential price per kWh in Missouri and the US, by year
YearMissouriUS
202513.5¢17.3¢
202412.9¢16.5¢
202312.6¢16.0¢
202211.7¢15.0¢
202111.4¢13.7¢
202011.2¢13.2¢
201911.1¢13.0¢
201811.3¢12.9¢
201711.6¢12.9¢
201611.2¢12.5¢
201511.2¢12.7¢
201410.6¢12.5¢
201310.6¢12.1¢
201210.2¢11.9¢
20119.7¢11.7¢
20109.1¢11.5¢
20098.5¢11.5¢
20088.0¢11.3¢
20077.7¢10.7¢
20067.4¢10.4¢
20057.1¢9.4¢
20047.0¢8.9¢
20037.0¢8.7¢
20027.1¢8.4¢
20017.0¢8.6¢

How Missouri compares

At 1,000 kWh a month the median plan in Missouri costs $1,480.57 a year: the 3rd-lowest of the 29 states whose indexed plans stand for them, and 26% less than their median of $1,989.30. It sits between Georgia ($1,452.52) and Nebraska ($1,514.60).

Its cheapest open plan, 1(M) Residential Ultimate Saver Service from Union Electric Co at $1,169.34, is the 7th-lowest of the 29 states' cheapest plans.

In the guides: What published electricity plans cost, state by state

What each provider costs

4 utilities serve customers across Missouri in this data. At 1,000 kWh a month the cheapest of them is Union Electric Co at $1,169.34 a year on 1(M) Residential Ultimate Saver Service; the dearest is Cuivre River Electric Coop Inc at $1,522.50.

That is $353.16 a year between the best each provider offers.

Cheapest available plan by provider: Union Electric Co $1,169.34; KCP&L Greater Missouri Operations $1,387.35; Kansas City Power & Light Co (Missouri) $1,447.68; Cuivre River Electric Coop Inc $1,522.50.

How the answer changes with usage

1(M) Residential Ultimate Saver Service is cheapest at every level tested — $638.67 a year at 500 kWh a month, $2,230.63 at 2,000 kWh.

The penalty for a poor choice grows with usage: $476.85 a year at 500 kWh against $1,799.61 at 2,000 kWh.

How these plans are structured

Of 32 priceable plans: 19 tiered, 16 time-of-use, 15 priced by season, 1 with demand charges.

Fixed monthly charges run from $3.25 to $27.00.

Who provides these plans

These plans come from 8 utilities: City Utilities of Springfield, City of Columbia, Missouri (Utility Company), City of Independence, Missouri (Utility Company), Cuivre River Electric Coop Inc, Empire District Electric Co (Missouri), KCP&L Greater Missouri Operations, Kansas City Power & Light Co (Missouri), Union Electric Co.

The largest saving available here

Moving from Residential Other Use ROU to 1(M) Residential Ultimate Saver Service saves $917.78 a year at 1,000 kWh a month, with no change in consumption.

What this does not cover

16 of these plans price by the hour, so their figures are marked lower confidence.

New to these terms? The methodology page explains tiered bands, time-of-use periods and fixed charges, and sets out exactly what the rate engine assumes.

Estimate — your actual bill may differ.

Tariff structures from NREL/OpenEI Utility Rate Database (CC0 1.0), retrieved September 23, 2026.

State prices from U.S. Energy Information Administration, electricity retail sales, Missouri, retrieved September 23, 2026; households and utilities from U.S. Energy Information Administration, Form EIA-861, 2024 (Sales_Ult_Cust_2024.xlsx), retrieved September 23, 2026. US Government public domain.