Electricity rates — Union Electric Co
A household served by Union Electric Co using 1,000 kWh a month pays about $1,169.34 a year on the cheapest of 6 generally available plans — 1(M) Residential Ultimate Saver Service from Union Electric Co, in effect since October 2024. Rates checked September 23, 2026.
Every priced plan, 1,000 kWh/mo
| Plan | Per year | vs cheapest | Effective |
|---|---|---|---|
| 1(M) Residential Ultimate Saver Service✓ cheapesttime-of-use · demand charge · in effect since October 2024 | $1,169.34 | — | 9.7¢ |
| 1(M) Residential Overnight Saver Servicetime-of-use · in effect since October 2024 | $1,351.80 | +$182.46 | 11.3¢ |
| 1(M) Residential Grandfathered Optional TOD (Time Of Day)time-of-use · tiered · in effect since October 2024 | $1,380.85 | +$211.51 | 11.5¢ |
| 1(M) Residential Anytime Service Ratepriced by season · tiered · in effect since October 2024 | $1,436.00 | +$266.66 | 12.0¢ |
| 1(M) Residential Smart Saver Servicetime-of-use · in effect since October 2024 | $1,480.57 | +$311.23 | 12.3¢ |
| 1(M) Residential Evening/Morning Saver Servicetime-of-use · tiered · in effect since October 2024 | $1,669.56 | +$500.22 | 13.9¢ |
Cost across usage levels
The cheapest plan at each consumption level, showing whether the ranking holds as usage changes.
- 500 kWh/mo — cheapest $638.67 (1(M) Residential Ultimate Saver Service), dearest $888.80, a $250.13 spread
- 1,000 kWh/mo — cheapest $1,169.34 (1(M) Residential Ultimate Saver Service), dearest $1,669.56, a $500.22 spread
- 2,000 kWh/mo — cheapest $2,230.63 (1(M) Residential Ultimate Saver Service), dearest $3,093.52, a $862.89 spread
What a typical bill costs
At 1,000 kWh a month the 6 generally available plans here run from $1,169.34 on 1(M) Residential Ultimate Saver Service to $1,669.56 on 1(M) Residential Evening/Morning Saver Service, with a median of $1,408.43.
Effective rates, bill divided by kilowatt-hours, span 9.7¢ to 13.9¢ per kWh at that usage.
What Union Electric Co's customers were billed in 2024
At 989 kWh a month, Union Electric Co's median open plan comes to 11.8¢ per kWh, 6% below the 12.6¢ its customers were billed in 2024, riders included. Rates set since 2024 account for some of that.
| Ownership, as EIA classes it | Investor-owned |
|---|---|
| Full-service homes in Missouri | 1,095,619 |
| Share of Missouri's households | 37% |
| Average use per home | 989 kWh a month |
| Average bill per home | $124.23 a month |
| Billed per kWh, riders included | 12.6¢ |
| Median open plan here, at that use | 11.8¢ |
Union Electric Co - (MO) in U.S. Energy Information Administration, Form EIA-861, 2024 (Sales_Ult_Cust_2024.xlsx), retrieved September 23, 2026.
How it compares
Among the 109 utilities indexed, Union Electric Co's cheapest open plan is the 9th-lowest, 29% less than their median of $1,649.16. It sits between Louisville Gas & Electric Co ($1,162.23) and Georgia Power Co ($1,170.19).
No other utility indexed in Missouri has a cheaper open plan; the other 3 all start higher.
Its fixed charge, $9.00 a month on 1(M) Residential Ultimate Saver Service, is lower than on the cheapest plan of 92 of the other 108 utilities.
1(M) Residential Evening/Morning Saver Service is tiered: past 750 kWh a month, each kWh costs 3.4¢ less. Of the 51 utilities whose plans step, that is the 12th-largest step.
1(M) Residential Overnight Saver Service changes price with the season: a kWh costs 7.1¢ more in June to September than in October to May, and the same 1,000 kWh is billed $146.05 in its dearest month against $95.95 in its cheapest.
In the guides: What a bill costs before a single kilowatt-hour · The price that changes once the meter passes a line · The price that changes with the month
How the answer changes with usage
1(M) Residential Ultimate Saver Service is cheapest at every level tested — $638.67 a year at 500 kWh a month, $2,230.63 at 2,000 kWh.
The penalty for a poor choice grows with usage: $250.13 a year at 500 kWh against $862.89 at 2,000 kWh.
Cheapest 6 plans at 1,000 kWh a month
1(M) Residential Ultimate Saver Service — $1,169.34 a year, 9.7¢ per kWh effective, time-of-use and demand-charged. It carries a $9.00 monthly standing charge. In effect since October 2024.
1(M) Residential Overnight Saver Service — $1,351.80 a year, 11.3¢ per kWh effective, time-of-use. It carries a $9.00 monthly standing charge. In effect since October 2024.
1(M) Residential Grandfathered Optional TOD (Time Of Day) — $1,380.85 a year, 11.5¢ per kWh effective, tiered and time-of-use. It carries a $9.00 monthly standing charge. In effect since October 2024.
1(M) Residential Anytime Service Rate — $1,436.00 a year, 12.0¢ per kWh effective, tiered and priced by season. It carries a $9.00 monthly standing charge. In effect since October 2024.
1(M) Residential Smart Saver Service — $1,480.57 a year, 12.3¢ per kWh effective, time-of-use. It carries a $9.00 monthly standing charge. In effect since October 2024.
1(M) Residential Evening/Morning Saver Service — $1,669.56 a year, 13.9¢ per kWh effective, tiered and time-of-use. It carries a $9.00 monthly standing charge. In effect since October 2024.
How these plans are structured
Of 6 priceable plans: 3 tiered, 5 time-of-use, 1 priced by season, 1 with demand charges.
Every plan carries a $9.00 fixed monthly charge.
Who provides these plans
EIA-861 lists Union Electric Co serving homes in Missouri and in no other state, which is how its plans are placed there. 6 of its 6 published residential schedules can be priced.
The largest saving available here
Moving from 1(M) Residential Evening/Morning Saver Service to 1(M) Residential Ultimate Saver Service saves $500.22 a year at 1,000 kWh a month, with no change in consumption.
What this does not cover
5 of these plans price by the hour, so their figures are marked lower confidence.
New to these terms? The methodology page explains tiered bands, time-of-use periods and fixed charges, and sets out exactly what the rate engine assumes.
Estimate — your actual bill may differ.
Tariff structures from NREL/OpenEI Utility Rate Database (CC0 1.0), retrieved September 23, 2026.