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Electricity rates — Union Electric Co

A household served by Union Electric Co using 1,000 kWh a month pays about $1,169.34 a year on the cheapest of 6 generally available plans — 1(M) Residential Ultimate Saver Service from Union Electric Co, in effect since October 2024. Rates checked September 23, 2026.

Every priced plan, 1,000 kWh/mo

Annual cost of each published plan, 1,000 kWh/mo, cheapest first
PlanPer yearvs cheapestEffective
1(M) Residential Ultimate Saver Service✓ cheapesttime-of-use · demand charge · in effect since October 2024$1,169.349.7¢
1(M) Residential Overnight Saver Servicetime-of-use · in effect since October 2024$1,351.80+$182.4611.3¢
1(M) Residential Grandfathered Optional TOD (Time Of Day)time-of-use · tiered · in effect since October 2024$1,380.85+$211.5111.5¢
1(M) Residential Anytime Service Ratepriced by season · tiered · in effect since October 2024$1,436.00+$266.6612.0¢
1(M) Residential Smart Saver Servicetime-of-use · in effect since October 2024$1,480.57+$311.2312.3¢
1(M) Residential Evening/Morning Saver Servicetime-of-use · tiered · in effect since October 2024$1,669.56+$500.2213.9¢

Cost across usage levels

The cheapest plan at each consumption level, showing whether the ranking holds as usage changes.

  • 500 kWh/mo — cheapest $638.67 (1(M) Residential Ultimate Saver Service), dearest $888.80, a $250.13 spread
  • 1,000 kWh/mo — cheapest $1,169.34 (1(M) Residential Ultimate Saver Service), dearest $1,669.56, a $500.22 spread
  • 2,000 kWh/mo — cheapest $2,230.63 (1(M) Residential Ultimate Saver Service), dearest $3,093.52, a $862.89 spread

What a typical bill costs

At 1,000 kWh a month the 6 generally available plans here run from $1,169.34 on 1(M) Residential Ultimate Saver Service to $1,669.56 on 1(M) Residential Evening/Morning Saver Service, with a median of $1,408.43.

Effective rates, bill divided by kilowatt-hours, span 9.7¢ to 13.9¢ per kWh at that usage.

What Union Electric Co's customers were billed in 2024

At 989 kWh a month, Union Electric Co's median open plan comes to 11.8¢ per kWh, 6% below the 12.6¢ its customers were billed in 2024, riders included. Rates set since 2024 account for some of that.

EIA-861 figures for Union Electric Co - (MO), 2024, and this page’s plans at the same use
Ownership, as EIA classes itInvestor-owned
Full-service homes in Missouri1,095,619
Share of Missouri's households37%
Average use per home989 kWh a month
Average bill per home$124.23 a month
Billed per kWh, riders included12.6¢
Median open plan here, at that use11.8¢

Union Electric Co - (MO) in U.S. Energy Information Administration, Form EIA-861, 2024 (Sales_Ult_Cust_2024.xlsx), retrieved September 23, 2026.

How it compares

Among the 109 utilities indexed, Union Electric Co's cheapest open plan is the 9th-lowest, 29% less than their median of $1,649.16. It sits between Louisville Gas & Electric Co ($1,162.23) and Georgia Power Co ($1,170.19).

No other utility indexed in Missouri has a cheaper open plan; the other 3 all start higher.

Its fixed charge, $9.00 a month on 1(M) Residential Ultimate Saver Service, is lower than on the cheapest plan of 92 of the other 108 utilities.

1(M) Residential Evening/Morning Saver Service is tiered: past 750 kWh a month, each kWh costs 3.4¢ less. Of the 51 utilities whose plans step, that is the 12th-largest step.

1(M) Residential Overnight Saver Service changes price with the season: a kWh costs 7.1¢ more in June to September than in October to May, and the same 1,000 kWh is billed $146.05 in its dearest month against $95.95 in its cheapest.

In the guides: What a bill costs before a single kilowatt-hour · The price that changes once the meter passes a line · The price that changes with the month

How the answer changes with usage

1(M) Residential Ultimate Saver Service is cheapest at every level tested — $638.67 a year at 500 kWh a month, $2,230.63 at 2,000 kWh.

The penalty for a poor choice grows with usage: $250.13 a year at 500 kWh against $862.89 at 2,000 kWh.

Cheapest 6 plans at 1,000 kWh a month

1(M) Residential Ultimate Saver Service — $1,169.34 a year, 9.7¢ per kWh effective, time-of-use and demand-charged. It carries a $9.00 monthly standing charge. In effect since October 2024.

1(M) Residential Overnight Saver Service — $1,351.80 a year, 11.3¢ per kWh effective, time-of-use. It carries a $9.00 monthly standing charge. In effect since October 2024.

1(M) Residential Grandfathered Optional TOD (Time Of Day) — $1,380.85 a year, 11.5¢ per kWh effective, tiered and time-of-use. It carries a $9.00 monthly standing charge. In effect since October 2024.

1(M) Residential Anytime Service Rate — $1,436.00 a year, 12.0¢ per kWh effective, tiered and priced by season. It carries a $9.00 monthly standing charge. In effect since October 2024.

1(M) Residential Smart Saver Service — $1,480.57 a year, 12.3¢ per kWh effective, time-of-use. It carries a $9.00 monthly standing charge. In effect since October 2024.

1(M) Residential Evening/Morning Saver Service — $1,669.56 a year, 13.9¢ per kWh effective, tiered and time-of-use. It carries a $9.00 monthly standing charge. In effect since October 2024.

How these plans are structured

Of 6 priceable plans: 3 tiered, 5 time-of-use, 1 priced by season, 1 with demand charges.

Every plan carries a $9.00 fixed monthly charge.

Who provides these plans

EIA-861 lists Union Electric Co serving homes in Missouri and in no other state, which is how its plans are placed there. 6 of its 6 published residential schedules can be priced.

The largest saving available here

Moving from 1(M) Residential Evening/Morning Saver Service to 1(M) Residential Ultimate Saver Service saves $500.22 a year at 1,000 kWh a month, with no change in consumption.

What this does not cover

5 of these plans price by the hour, so their figures are marked lower confidence.

New to these terms? The methodology page explains tiered bands, time-of-use periods and fixed charges, and sets out exactly what the rate engine assumes.

Estimate — your actual bill may differ.

Tariff structures from NREL/OpenEI Utility Rate Database (CC0 1.0), retrieved September 23, 2026.